For over 10 years, PSC Mediprotect has been a trusted partner of Day Hospitals Australia, providing comprehensive and cost-effective insurance offerings for DHA members. Underwritten by leading insurers, PSC Mediprotect’s Day Hospital insurance policy has been specifically designed to offer additional protection and exclusive benefits for members of Day Hospitals Australia.

Whether your Surgery is a free-standing, purpose-built Day Hospital or integrated with existing surgical facilities in a hospital environment, PSC Mediprotect can provide the right cover for your business.

Our Day Hospital Commercial Business Insurance offers protection for Building, fit out, contents, surgical equipment, Public Liability, Business Interruption, Electronic and Mechanical Equipment Breakdown and refrigerated medical supplies and more.

Our Day Hospital Medical Malpractice Policy offers essential protection for medical establishments at risk of breaching their professional duty of care. The policy provides protection against financial loss from potential significant legal costs and settlements.

THE COVER

The policy primarily provides cover for all CIVIL LIABILITIES, including Malpractice and those under Trade Practices and Fair Trading Legislation that arise from the conduct of an insured entity. In addition, the policy also provides an extensive range of automatic extensions such as:

• Enquiries Costs: Covers legal costs associated with representation at enquiries.
• Claim Investigation Costs: Approved costs incurred in investigating an incident that may give rise to a claim. This is in addition to the policy limit (up to an amount equal to the policy limit).
• Employment Practices Liability (EPL): Will provide cover for claims brought against you for an employment related matter that you are legally obligated to pay.
• Free Legal Consultation: Up to 2 hours free legal consultation per policy period from pre-approved solicitors on any matters relating to Health Care Services.
• Defamation: Liability incurred to a third party as a result of unintentional defamation.
• Fraud & Dishonesty by Employees: Cover for theft and misappropriation of funds by employees. Depending on the circumstances, cover may also extend to Medicare Fraud.
• Court Attendance Costs: Between $250 to $500 per day if you or an employee has to physically attend court.
• Public Relations: Up to $50,000 per policy period to retain the services of a PR consultant to design and implement an approved publicity campaign to mitigate reputational damage as a result of a claim.
• Fund Raising & Social Activities: Civil Liability arising from fund raising and social activities of any of your social clubs or committees

Get in touch with PSC Mediprotect today to find out how the team can help you secure the right insurance protection to adequately manage your risks.